📄 中文摘要
尽管现有的自主 AI 代理系统具备多项技能，如扫描招聘信息、研究公司、定制简历、提交申请、发送电子邮件和发布内容，但它们仍然无法进行简单的支付操作，例如购买一个 5 美元的 API 密钥。这一问题在 AI 代理的讨论中鲜有提及，尽管在推理、工具使用和表单填写等方面已有所突破。缺乏支付能力使得 AI 代理无法完成交易闭环，限制了其应用的广度和深度。解决这一问题的关键在于重新设计支付系统的架构，而非单纯的技术改进。
代理支付：为什么你的 AI 代理还不能进行购买（以及如何解决这个问题）
📄 English Summary
Agentic Payments: Why Your AI Agent Can't Buy Anything Yet (And How to Fix It)
Despite the capabilities of autonomous AI agents, which can perform tasks such as scanning job boards, researching companies, tailoring resumes, submitting applications, sending emails, and publishing content, they still cannot execute simple payment operations, like purchasing a $5 API key. This issue is rarely discussed in the AI agent discourse, even though advancements have been made in reasoning, tool use, and form-filling. The inability to transact prevents AI agents from closing loops in transactions, limiting their application scope and depth. Addressing this problem requires a rethinking of the architectural design of payment systems rather than just technical enhancements.