📄 中文摘要
AI 代理正在逐步形成一个自主交易的经济体系。这并非一个思想实验，而是当前正在发生的工程现实。AI 代理能够进行交易、管理投资组合、执行策略并处理真实资金。然而，它们所依赖的金融基础设施是为人类设计的，存在着显著的不匹配。这种不匹配成为了当前发展的瓶颈。尽管AI代理具备出色的推理能力，但它们却缺乏金融自主权，无法直接进行资金操作，面临着诸如验证码等障碍。
AI 代理经济已来：AI 代理自主赚取和消费金钱
📄 English Summary
The agent economy is here: AI agents earning and spending money autonomously
The emergence of an autonomous AI agent economy is becoming a reality, where AI agents are capable of trading, managing portfolios, executing strategies, and handling real money. However, the financial infrastructure they operate on was designed for human interaction, leading to a significant mismatch that acts as a bottleneck in their development. While AI agents possess exceptional reasoning abilities, they lack financial autonomy and face obstacles such as CAPTCHAs that prevent them from executing transactions directly. This highlights the urgent need for a financial infrastructure that accommodates the unique capabilities of AI agents.